Business Credit Insurance Brokers
of the United States

We serve businesses in the United States that sell to businesses anywhere in the world.

Who needs business credit-insurance?

Manufacturers, wholesalers/distributors and servicfirms are excellent prospects for credit insurance. Any business that has large accounts receivable from other businesses might benefit from business credit insurance

Retailers are not users of business credit insurance, since they sell to consumers and business credit insurance is limited to commercial accounts.

Business credit insurance works especially well for businesses that:

• Have large credit exposures spread over a few accounts.

• Borrow against accounts receivables for cash flow.

• Have small profit margins (one loss could wipe out a lot of sales efforts).

• Have a disproportionate number of customers in a single line of business.

• Have a high percentage of customers in a single geographical area.

• Sell custom-made products (companies have inventories reserved for specific customers)

• Sell on extended terms in order to maintain market share.

• Desire third party expert credit guidance.

• Desire to upgrade their over-all collateral for their lenders.

• Want to add value and stability to their financial statement.

• Have a few accounts that, when combined, owe them more than the business can afford to lose in case something unforeseen caused multiple large failures.

• Are in an industry that offers discounts for early payment.

There are some industries that business credit insurance works very well for because of industry standard procedures (unusual terms of sale, competition, use of letter of credit, low profit margins, etc.)