Business Credit Insurance Brokers of the United States

BCIB.US

We serve businesses in the United States that sell to businesses anywhere in the world (domestic and/or export).

Accounts receivable typically represents as much as 40% of a business's assets.

It also is probably the most volatile asset.

What if your largest customer became insolvent today?

How much money would you lose?

How much would you lose if one or more of your largest customers failed at the peak of your season?

How would it affect your cash-flow and/or your working capital?

How much are you willing to risk that it won't happen?

Are you willing to risk your entire business?

How much bad debt loss would be too much for your business to comfortably withstand alone?

You don't have to take that risk alone. Let us show you how you can share that risk.

In most cases, business credit insurance will enhance your bottom line while protecting your most volatile asset.

We hope to assist you with your business credit insurance decisions (domestic and/or export sales).
 

Business credit insurance can be used for several different reasons. You can use it to increase sales safely, improve your cash flow, obtain expert credit guidance, and/or guard your most valuable and volatile asset (accounts receivable). Whatever your reason(s) may be, a properly designed business credit insurance policy placed with the right business credit insurance provider will add stability to your company and can improve your bottom line profits.
 

When considering business credit insurance, here are three important things to consider:

1. Be sure the person(s) you are dealing with knows what you want to achieve with business credit insurance and knows how to structure a policy to meet your goals. There are many ways to structure a credit insurance policy to meet unique needs. How your policy is structured should be determined by what you want to achieve and by certain characteristics of your company (industry, sales volume, credit procedures, terms of sale, banking arrangements, and other defining characteristics that we know to look for.

2. Be sure you are dealing with the business credit insurance provider (insurance company) that is right for your business. While there are only a few really good insurance companies in the United States that provide business credit insurance, there is probably one or maybe two that are better suited to meet your business's needs and/or size. We specialize in knowing the strengths, weaknesses, requirements, and preferences of each provider and will place your policy with the provider best suited for your needs. In some instances, we will need to "shop" for the best coverage, structure, and/or price.

3. Use an insurance broker that specializes in business credit insurance. A business credit insurance broker works for you (the insured). A business credit insurance agent works for an insurance company. We will help you structure your business credit insurance policy and place it with the insurance company that best suits your needs.

We specialize in knowing how to structure business credit insurance policies to best meet your needs and the needs of the insurance providers.

We also know which business credit insurance provider will best meet your wants and needs.

We would like to work for you as your business credit insurance broker (at no charge to you). 

Business Credit Insurance Brokers of the United States  / Phone: 214-991-1950 / Email: info@bcib.us